Kewl you should come up with that. Exneclelt!

It stays on for 7 years.You can't remove it usnels it is incorrect. Then you can file a dispute. Any credit repair place that tells you they can fix it is lying and will charge you money to basically do nothing. You're stuck with it for a while.You can, however, start doing things to improve your credit score.Pay all bills ON TIME. Late payments kill you.If you still have a credit card, use it fairly regularly but pay the entire amount off when the bill comes. Those regular payments will help you but you have to pay it on time.Reduce any other debt you have. If you still owe credit cards, pay more than the minimum monthly payment. If your cards are maxed out, it's hurting your score. Get them paid down to below 30% of your credit limit and don't run them up again.After a period of time of regular payments and getting your debt reduced, your score will start going back up. The foreclosure is going to stay there for a while though.

Superior tinhking demonstrated above. Thanks!